Will be interesting how the horses will work online. Can't have your prized horse being shot by some spiteful kid now, so my guess is they won't give it a permadeath.
This is the way to go for most games anymore. All the "kids" want to either rush the campaign or hop right online to show off and get as much as they can but if they play this out right, you will end up having more if you fully invest in the campaign end first.