Hate it that pelts disappear after fast traveling, they should change that. Otherwise it isn't worthwhile hunting up north, because it lacks Butcher locations.
I prefer using all the cards to get more damage output. But I think the abilities you choose should be based on your playstyle. The upgrades though are so freaking expensive.
Well I get it when someone kills you at the butcher and tries to steal your pelts. Or when your doing a stranger misson and they try to steal your cart. But people who shoot someone just randomly without gaining anything or without reason is just retarded.