Heists as a concept were great, and when they worked, even better. But being where I am in the world it took so long for people to join the heist lobby that... and I am not joking here... I have been kicked for inactivity. Good idea, poor application.
Absolutely. They are making obscene amounts on shark cards so that's what they are trying to protect. Good practise for them, crappy for us.
Yes. I don't normally hack the system but I have to level with everyone, I paid for a modded account for GTAO. It was the only way to enjoy the game. I truly hope RDR2 doesn't put me or anyone else in the position where they have to consider that.