I’m level 200, give it take a level, about 900 gold and roughly 35k.
I have not bought everything under the sun for my character, just what I want here or there.
I do some dailies every day, sometimes a couple, sometimes a lot depending on the challenges. I ignore pvp challenges, can’t really do posse ones, I sell stuff for challenges but rarely just for the heck of it.
I hunt for small carcasses or feathers a fair bit between challenges as they have challenges where those come in very handy, same with fishing. Always good to have certain types of meat in the satchel.
I enjoy the world that exists in the game, I don’t want to grind very hard, I just like being ‘there’. I find it’s a great way to unwind after work and beats watching reruns on the couch.