Yeah I do both depending on Jims outfit:-
When you are putting items like shirts & trousers on, check the bottom right of the screen for a MODIFY option - this allows you to tweak boots & shirt sleeves & collars - this is the same in campaign & Online
Gunfighter - Shirtsleeves rolled up & Vest no coat, Boots under Trousers with spurs
The Van Cleef outfit - likewise, boots with spurs under trousers - Coat & Vest on
Hunter & Cowpoke outfits - boots outside trousers ready for sloshing through blood, snot, rivers & innards