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Do you have a savings?


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I had a savings going and blew through it recently. Been out of work and it really sucks man. I have to build it back up soon. I like to have money set aside for things I want, emergencies, ect.

You can guess who's family will be getting a Grinch this year. I won't have much of anything to spend on xmas gifts now. 

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I have a savings account but I think I only got a few hundred in it. I am horrible at saving money unless there is something I want. I will save up for things but don't have a general backup plan or in case money. 

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On 11/14/2017 at 7:11 PM, D3x said:

I have a savings account but I think I only got a few hundred in it. I am horrible at saving money unless there is something I want. I will save up for things but don't have a general backup plan or in case money. 

Same. I usually end up spending mine on my car troubles. My POS car needs something fixed every time I turn around. I should just lease a freakin car already. lol

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I think I need to actually get a plan going though. And Shawn man, get a new car. I seen a friend of mine drain thousands into his junker for 4 years. He could have just got himself a new car for a few more thousand. 

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  • 6 months later...
  • 5 weeks later...
On 5/22/2018 at 12:14 PM, BelleStarr said:

I don't have a savings account but I do have savings in my bank, but it's mainly going to be used for when I eventually move out, so it'll disappear very quickly when it comes to getting a mortgage. 

I now have a savings account and HTB ISA. :) The interest will be a nice little earner. I wish I had made a savings account sooner. 

Edited by BelleStarr
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9 hours ago, BelleStarr said:

I now have a savings account and HTB ISA. :) The interest will be a nice little earner. I wish I had made a savings account sooner. 

Banks still offer decent interest? When I was looking at banks, everything I was offered had bread crumbs for interest. It was pathetic. 

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I want to start saving. I really want to buy a house. I have been saying since I was 15 that I will just rent the rest of my life but having done so the last 5 years by myself, I just want to own a house. I drew my renting conclusions from watching my parents lose their house to debt but I see plenty of people owning homes without issues, my best friend being one of them. Bought his first house at 25. I am jealous. Married with a kid on the way too.

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I did but I blew through it all when I was laid off work. It sucks too because a had a solid amount saved. Now I am back at square one. I think teens and young adults should be encouraged more to have a savings. I think at my first job I made close to 50k and at the time I only had 2 bills. I wish I saved half of that.

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  • 2 weeks later...
On 6/23/2018 at 10:30 PM, mizTik said:

Banks still offer decent interest? When I was looking at banks, everything I was offered had bread crumbs for interest. It was pathetic. 

My savings account rewards you for not spending, but it is only like 0.45% a month. It is still better than nothing though! My ISA is 2% though so that's a lot better, it goes down when you have saved over £2k I think. I've earned £3.57 in the last month or so from them both. Considering I am adding funds to them both monthly, it goes up a bit each month. And considering when I was younger, I used to get like £1 a year ????

Edited by BelleStarr
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On 7/15/2018 at 4:51 PM, BelleStarr said:

My savings account rewards you for not spending, but it is only like 0.45% a month. It is still better than nothing though! My ISA is 2% though so that's a lot better, it goes down when you have saved over £2k I think. I've earned £3.57 in the last month or so from them both. Considering I am adding funds to them both monthly, it goes up a bit each month. And considering when I was younger, I used to get like £1 a year ????

No wonder so many people keep their money overseas... I think my savings account gives me like .05% every 3 months...

 

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On 7/15/2018 at 5:51 PM, BelleStarr said:

My savings account rewards you for not spending, but it is only like 0.45% a month. It is still better than nothing though! My ISA is 2% though so that's a lot better, it goes down when you have saved over £2k I think. I've earned £3.57 in the last month or so from them both. Considering I am adding funds to them both monthly, it goes up a bit each month. And considering when I was younger, I used to get like £1 a year ????

Hey, that is better than what I see here in the US. Some things they just do better in the UK, like banks and tea... And desserts. I love British desserts and sweets. lol

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